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Oliver Layton

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    1. Asked: September 8, 2021In: Communication

      Do you consider life insurance a waste?

      Oliver Layton
      Oliver Layton New You
      Added an answer on September 10, 2021 at 2:13 pm

      You only need life insurance if there are people who depend on you for their support. Then you need enough insurance to bring them to a point where they can support themselves, or enough to provide for them for the rest of their lives. The choice of your executor is vital, as is having a will that cRead more

      You only need life insurance if there are people who depend on you for their support. Then you need enough insurance to bring them to a point where they can support themselves, or enough to provide for them for the rest of their lives. The choice of your executor is vital, as is having a will that clearly sets out how your life insurance will be paid out. Life insurance without a will guarantees headaches for the people you mean to benefit. The will is cheaper than the insurance, so don’t get one without the other.

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    2. Asked: September 8, 2021In: Communication

      Is being exposed to AC for too long harmful?

      Oliver Layton
      Oliver Layton New You
      Added an answer on September 10, 2021 at 2:13 pm

      Staying in AC for a prolonged period of time can cause respiratory problems in nose, throat and eyes. You may experience dry throat, rhinitis and nasal blockage. Rhinitis is a condition which causes inflammation of the mucous membrane of the nose. It is cause by a viral infection or by an allergic rRead more

      Staying in AC for a prolonged period of time can cause respiratory problems in nose, throat and eyes. You may experience dry throat, rhinitis and nasal blockage. Rhinitis is a condition which causes inflammation of the mucous membrane of the nose. It is cause by a viral infection or by an allergic reaction. AC can worsen conditions in people who have asthma or allergies. Among those who are sensitive, staying indoors can help as it keeps them away from other pollutants. But others might actually experience the opposite. If your AC is not properly cleaned and maintained, it can increase risks of triggers which can worsen asthma and allergies.

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    3. Asked: September 8, 2021In: Communication

      When is it too late for a child to learn to speak?

      Oliver Layton
      Oliver Layton New You
      Added an answer on September 10, 2021 at 2:13 pm

      If you’re concerned about your child’s speech and language development, there are some things to watch for. An infant who isn’t responding to sound or who isn’t vocalizing is of particular concern. Between 12 and 24 months, reasons for concern include a child who isn’t using gestures, such as pointiRead more

      If you’re concerned about your child’s speech and language development, there are some things to watch for. An infant who isn’t responding to sound or who isn’t vocalizing is of particular concern. Between 12 and 24 months, reasons for concern include a child who isn’t using gestures, such as pointing or waving bye-bye, by 12 months prefers gestures over vocalizations to communicate at 18 months has trouble imitating sounds by 18 months has difficulty understanding simple verbal requests Seek an evaluation if a child over 2 years old: can only imitate speech or actions and doesn’t produce words or phrases spontaneously, says only certain sounds or words repeatedly and can’t use oral language to communicate more than his or her immediate needs

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