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Home/ Questions/Q 29922
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Hyman Almond
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Hyman AlmondSocial Butterfly
Asked: September 8, 20212021-09-08T16:58:19+01:00 2021-09-08T16:58:19+01:00In: Communication

Do you consider life insurance a waste?

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Is it worth it to have a life insurance?

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    1. Oliver Layton New You
      2021-09-10T14:13:46+01:00Added an answer on September 10, 2021 at 2:13 pm

      You only need life insurance if there are people who depend on you for their support. Then you need enough insurance to bring them to a point where they can support themselves, or enough to provide for them for the rest of their lives. The choice of your executor is vital, as is having a will that clearly sets out how your life insurance will be paid out. Life insurance without a will guarantees headaches for the people you mean to benefit. The will is cheaper than the insurance, so don’t get one without the other.

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    2. Muoi Perry New You
      2021-09-10T14:14:22+01:00Added an answer on September 10, 2021 at 2:14 pm

      A person life needs to be insured only if they are providing for their family. If you are the provider to the family and has dependents on you which means family is living livelihood on breadwinner’s income then your first priority towards safeguarding your family should be term insurance.This is an necessity of an hour because if any mishappening occur today then your family can maintain same style of lifestyle for next 15-20 years. The second priority should be Health insurance because if you diagnosed with a disease then hospital expenses may not become hazard of risk for you and your family.

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