What are the kind of habits that should be cultivated in order to have sustainable finances?
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What are the kind of habits that should be cultivated in order to have sustainable finances?
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Live within your means. Don’t buy designer shit unless you have lots of savings and live below your means. Don’t drive a fancy car when you are young and trying to build wealth. Don’t try to keep up with other people. Save every month towards retirement. You may end up alone at anytime, so you are really all you really have.
Stop buying irrelevant stuff. It’s good to treat yourself every once in a while but eating out is terrible if you’re trying to balance expenses. Pay that debt off. Then save, save, save.
A roommate I used to live with asked me what I was saving for. He liked to blow his money on beer, weed, and his girlfriend. Then, COVID hit and I’m curious if he still wonders why people save. You have to really be disciplined.
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