A young couple walked into my office few days ago for an hour counseling, it was a thorough hour for me I must say. The wife had issues with the luxury lifestyle of the husband, she complained about him being so obsessed with the latest electronics, latest designers, latest anything-nice. I know you’d be surprised it was the woman who was complaining because the narrative is usually the other way round. However, for this young couple, they knew nothing about each other’s financial love language. They are young promising young couple who just started their lives, and even though they have the money, they started off the marriage with financial issues. There are lots of issues that are always omitted during the period of courtship, these little details are what affect marriage afterwards. Learning how to speak in your partner’s financial love language will not only help you avoid money misunderstandings, but it will help you and your mate enjoy the journey towards your financial goals.
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During courtship with my husband, we did something called financial evaluation of oneself. That was when I learnt how to speak my financial love language, along side my husband’s (who was just my boyfriend that time). If you don’t know your financial love language, how would you know that of your partner let alone speak it. There is a common saying that what you don’t know doesn’t hurt or hunt you. It is not in the case of two individuals who are planning to spend forever together and they don’t plan to spend that long time in debts. Knowing your financial love languages will help you prepare for your future together. I am a big spender and giver, those are my finances love languages. Luckily for me, my husband’s financial love language is investor and planner. Since I’m a natural slender, one wold think this will be a big issue but since we identified this early in our relationship we were able to adjust our finances responsibly to accommodate one another. Whether you are in a relationship or not. Identifying your financial love language is of huge benefit especially is the future.
I am a natural saver and planner, people often see me as a miser; I am not a miser, I just tend to have plan for every single penny I have. I save a lot, I am the kind of person who goes to a store with a proper grocery list. I rarely buy an item off my list, if I do, that item must be really essential then. I am big on planning for the future, making sure I don’t compromise my future financial comfort with whatever I’m engaged in today. I hope to have a partner who is so big on investing, that way, once there is proper planning and investing, the future will always be secured come whatever.