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Home/ Questions/Q 39523
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Flora Rodriguez
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Flora RodriguezNew You
Asked: February 8, 20222022-02-08T17:02:49+01:00 2022-02-08T17:02:49+01:00In: Education

Student Loans

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What is the repayment plan/period that is often given to students to repay their student loans?

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    1. Della Farmer New You
      2022-02-12T15:23:52+01:00Added an answer on February 12, 2022 at 3:23 pm

      Candidly, the best student loan repayment option is the one for which you are eligible. Currently, federal student loans have eight payment plan options. Not everyone is eligible for each one. Those options are on top of some of the special loan forgiveness programs like Public Service Loan Forgiveness. There is is no objective best repayment option; there is only the best payment option for which the student is eligible. Many student loans do not accrue interest until a specified period of time after you graduate or leave school.

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    2. Jackie Reyes New You
      2022-02-12T15:25:17+01:00Added an answer on February 12, 2022 at 3:25 pm

      It depends what kind of loan you got. If you look on your student records it should tell you. If not contact the financial aid office. Some loans have to be paid while you’re in school others require payment after graduation. Depending on how much you owe it’ll take years to pay off, especially if you have a degree above a bachelors. Student loans affect your credit score so make sure you pay it on time.

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