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Home/ Questions/Q 34316
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Jed Place
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Jed PlaceNew You
Asked: November 25, 20212021-11-25T21:02:03+01:00 2021-11-25T21:02:03+01:00In: Communication

How old should a guarantor be?

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If I’ll use someone as my guarantor, how old must they be before they qualify to be used?

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    1. Gladys Falcon Social Butterfly
      2021-11-28T16:12:35+01:00Added an answer on November 28, 2021 at 4:12 pm

      To be a guarantor, you’ll have to be over 21 years old, with a good credit history and financially stable. You are more likely to be accepted as a guarantor if you own your own home. Almost anyone can be a guarantor but most often it is someone who knows the person taking out the loan extremely well, such as a parent, sibling, godparent or close friend.

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    2. Kristin Harmon New You
      2021-11-28T19:35:49+01:00Added an answer on November 28, 2021 at 7:35 pm

      Mostly anyone can be a guarantor from age 21-70. Different lenders have different criteria when it comes to who can guarantee a loan: some say that you must not be financially connected, which usually rules out spouses or partners, while others say that partners are allowed but with extra checks to make sure that taking out a loan would not put either party under too much financial strain.

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