American Express cards are credit cards or charge cards issued by the financial services company— American Express. AmEx cards offer a variety of perks, including rewards points, cash back, and travel perks.
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American Express cards are credit cards or charge cards issued by the financial services company— American Express. AmEx cards offer a variety of perks, including rewards points, cash back, and travel perks.
There are different American Express Cards available, you can get an American Express Card by applying through their website. A representative will contact you and ask you some basic questions to do a background check.
The American Express Green Card can definitly be worth it and is the most entry level card. The most important benefit, I think, is the buyer protection and travel insurance. Other benefits include also include;
Travel insurance The AMEX Green Card offers a travel insurance, which covers transportation costs in case of delays and incidents.
Buyer protection The AMEX Green Card offers a buyer protection, which protects you against online fraud and damaged goods. For example, if you are a victim of online fraud, American Express will give you a refund.
Membership rewards For each dollar you spend, you will be rewarded reward points. Reward points can be exchanged for gifts, air miles and a yearly premium.
Customer service AMEX provides an excellent customer service, at least if you pay their bills in time.
Also, you have to be over 18 years old and no fraud or credit default history before you can obtain the Amex card.
Be advised that you must have good credit to be approved for any Amex Card. If you have a recent history of making late payments, high credit utilization or numerous recent credit inquiries, you may not be approved.
To obtain an AmEx card, you can go to American Express Credit Cards, Rewards, Travel and Business Services and apply for the Card of your choice. Amex offers a wide array of different Cards with travel related rewards and perks and Cards with cash back rewards.