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Home/ Questions/Q 33371
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Toya Walker
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Toya WalkerSocial Butterfly
Asked: November 11, 20212021-11-11T18:08:27+01:00 2021-11-11T18:08:27+01:00In: Communication

Early Retirement

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What are the tips that can help retire very early?

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    1. Drew Word Social Butterfly
      2021-11-13T01:22:03+01:00Added an answer on November 13, 2021 at 1:22 am

      Earn more money. Spend less money. Invest in a global index fund and enjoy compounded returns. A commonly thrown around simplified number is that you should have saved 25 times your annual spending in order to retire, personally I think thats a tad on the low side but it’s a good start. Must have had lots of investments that will convert into money in the future.

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    2. Rob Brock New You
      2021-11-14T12:07:36+01:00Added an answer on November 14, 2021 at 12:07 pm

      Whether you are planing for early retirement or not, in the end you will need money to live. You will not be able to work for ever or even not be able to find work for ever. So start investing early. If you are planning for an early retirement, just starting early is not sufficient. You will also need to save aggressively. Get out of debt as soon as you can. Once you have cleared most of your debts, target saving aggressively. This may be the hardest step for most people. We just get used to a certain style of living and as our income increases, so does our expenses. I am not saying that you should be penny pinching, but consider where your expenses are going and think if it is really a need or is just something you want.If nothing, try not to increase expenses even as your income increases and that should help. Most of the time the expenses are related to maintaining a social status. Get rid of that feeling.

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