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Zada Mckinnon

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  • About
    1. Asked: February 9, 2021In: Company

      How do companies track the productivity of their remote workers?

      Zada Mckinnon
      Zada Mckinnon
      Added an answer on February 16, 2021 at 6:48 pm

      Asking for a day-end report from all employees to get an idea of their daily work. It will keep them concern about tasks and they will complete work on time. Arrange face to face meetings with each employee for at least 20 minutes. Share ideas and try to gather their understanding of work. This willRead more

      Asking for a day-end report from all employees to get an idea of their daily work. It will keep them concern about tasks and they will complete work on time. Arrange face to face meetings with each employee for at least 20 minutes. Share ideas and try to gather their understanding of work. This will make employees feel important to the firm and they will focus more on the work.
      ~ Offer coffee break meeting with the team at lunchtime. Share personal thoughts and stories with everyone so that a light environment can be created inside the team.
      ~ Ask the employees whether they need any office supplies for work. Make a list of their demands and send them home asap. This will help employees to complete tasks smoothly, which can make them feel good.
      ~ Use a cloud-based data-sharing system to ensure the smooth data transfer between employees. It will help to accelerate work by miles.
      ~ Ask the remote team to put two yoga sessions inside the office hours so that they can stay healthy while working at home. A good tool to help employees stay healthy would be the employee engagement app.
      It encourages workers and helps them to achieve health goals. Employers can keep their employees motivated and keep them engaged to work using this app. More firms need to utilize this app for saving employee’s health and stay productive.

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    2. Asked: February 9, 2021In: Finance

      Is it possible to borrow from 401(k)?

      Zada Mckinnon
      Zada Mckinnon
      Added an answer on February 16, 2021 at 6:48 pm

      401(k) plans may or may not allow loans, or may allow loans only for specific reasons. If you are permitted to take a loan, the amount of the loan will be limited to whatever the plan provides, but not more than 50% of your vested account balance. The loan is also required to be repaid over a periodRead more

      401(k) plans may or may not allow loans, or may allow loans only for specific reasons. If you are permitted to take a loan, the amount of the loan will be limited to whatever the plan provides, but not more than 50% of your vested account balance. The loan is also required to be repaid over a period of not more than 5 years, unless it is going to be used to purchase your principal residence, in which case there is no limit under the law, but plans will typically limit home loans to no more than 15–20 years. Payments of principal and interest must be no less frequent than quarterly, although most plans will require repayment to be made out of paychecks.
The loan is required to have a commercially-reasonable interest rate — e.g., no interest-free loans — and be secured by a pledge of your vested account balance. Repayments are usually (but not always) credited back to your account. A default in payments — which will normally not occur if repayment is coming out of paychecks — will cause the outstanding balance of the loan to be taxable in the year of the default. If you are eligible to receive a distribution from the plan, the loan can be offset against your account balance. Otherwise, the loan will continue to accrue interest, which you will have to pay, until you either pay off the loan, or are eligible to offset the loan against your account balance.

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