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Is it possible to obtain a loan with someone else’s identity?
It’s very possible, especially if they have lots of info on you. I’ve had this happen. Just notify the credit union that it wasn't you. If you document identify they they can take the hit away from your credit. I never bothered with that as it's a long process with a lot of documentation. EventuallyRead more
It’s very possible, especially if they have lots of info on you. I’ve had this happen. Just notify the credit union that it wasn’t you. If you document identify they they can take the hit away from your credit. I never bothered with that as it’s a long process with a lot of documentation. Eventually it just dropped off my credit report after a month or two. What really matters is somebody has your info. I would highly recommend freezing your credit, it’s free and easy.
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