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How to manage being a spender and a saver at the same time
That is a personal decision, but the balancing point is where one person can feel happy with their life, while saving the maximum amount of money that isn't interfering with that happiness. So, you have to look at your income, and your necessary spending. Then look at any money left over for non-necRead more
That is a personal decision, but the balancing point is where one person can feel happy with their life, while saving the maximum amount of money that isn’t interfering with that happiness. So, you have to look at your income, and your necessary spending. Then look at any money left over for non-necessaries. The more of this you can save, the better, but then think about things like eating out, vacations, weekend trips, and other activities. How many of those can you afford to go on while still saving?
See lessWhat’s the reasonable amount to give as tips?
It depends on where the restaurant is, what service model it has, and whether the restaurant includes tips in the bill already. Seriously, this is not a one-answer-fits all question. Not even in the US, where usually not tipping is incredibly rude and basically the same thing as saying you expect frRead more
It depends on where the restaurant is, what service model it has, and whether the restaurant includes tips in the bill already.
See lessSeriously, this is not a one-answer-fits all question. Not even in the US, where usually not tipping is incredibly rude and basically the same thing as saying you expect free labour from your server.
Why causes stammering?
I used to stutter as a kid. Had brief speech class in school that pretty much got rid of it. For me, they said it was because my brain was moving too fast to keep up with my mouth. They basically explained to me that I simply need to slow down. I don't have to get everything out all at once. Once thRead more
I used to stutter as a kid. Had brief speech class in school that pretty much got rid of it.
See lessFor me, they said it was because my brain was moving too fast to keep up with my mouth. They basically explained to me that I simply need to slow down. I don’t have to get everything out all at once. Once they explained that to me, I slowed down my speech pattern and was cool from then on. But, there are many different reasons. This was simply mine. And it makes perfect sense to me.