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Delbert Jacobs

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    1. Asked: March 30, 2022In: Finance

      Undervalued Stock

      Delbert Jacobs
      Delbert Jacobs New You
      Added an answer on April 1, 2022 at 3:55 pm

      There’s plenty of stocks that aren’t at their pre-Covid trade value. Some are because of dilution of shares, some are because of poor business models, some are yet to recover due to economy simply not back to where it was. I bought “Baba” a month ago. I know it's bounced back a bit, but I still loveRead more

      There’s plenty of stocks that aren’t at their pre-Covid trade value. Some are because of dilution of shares, some are because of poor business models, some are yet to recover due to economy simply not back to where it was. I bought “Baba” a month ago. I know it’s bounced back a bit, but I still love the company and think the business has a lot of room for growth into other services. Based on its current growth rate and margins, it should be trading higher. One of my favorite long-term holdings.

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    2. Asked: March 30, 2022In: Finance

      Emergency funds

      Delbert Jacobs
      Delbert Jacobs New You
      Added an answer on April 1, 2022 at 3:55 pm

      You could set apart a set amount from each paycheck and deposit it into a separate account. An even better way to do it would be to set up an account and have a set portion of your check direct deposited into that account. Doing that helps resist the temptation of “I'll do it next month”. You will lRead more

      You could set apart a set amount from each paycheck and deposit it into a separate account. An even better way to do it would be to set up an account and have a set portion of your check direct deposited into that account. Doing that helps resist the temptation of “I’ll do it next month”. You will learn to live on the cash you have. Slowly but surely you will build up to an effective fund. Experts believe that your emergency fund should equal 3 months salary.

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    3. Asked: March 30, 2022In: Finance

      Sinking funds

      Delbert Jacobs
      Delbert Jacobs New You
      Added an answer on April 1, 2022 at 3:55 pm

      My definition of a sinking fund is simply a category of your budget that you place money into in anticipation of reducing debt, or more traditionally preparing to take some activity in the future which will require funding when the time comes; such as, new roof, painting a house, replacing equipmentRead more

      My definition of a sinking fund is simply a category of your budget that you place money into in anticipation of reducing debt, or more traditionally preparing to take some activity in the future which will require funding when the time comes; such as, new roof, painting a house, replacing equipment or vehicles. Place this money in an account that will earn money with a high degree of safety until it is needed.

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